• Go Shopping with Gem Visa Interest Free Credit Card

    Love shopping?
    You'll love 0% interest for 6 months on Visa purchases over $250

    Find out more
  • House Moving

    Thousands of stores, endless possibilities
    Pay it on a plan with 0% interest

    Find a store
  • House Moving

    What is 0% interest?
    Our video tutorial shows how 0% Interest Payment Plans can work for you.

    Watch the video
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Why choose Gem Visa?

3 reasons why you'll be saying 'it's a gem'

Number One Icon

Gem Visa's 0% Interest Payment Plans allow you to buy the things you need now with longer to pay, using flexible payment options catered to suit your budget.

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You can also use your Gem Visa as an everyday credit card. Shop with ease – anywhere, anytime.

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Enjoy 0% interest for 6 months on everyday Visa purchases over $250 or 0% interest for up to 55 days^ on purchases under $250 – it's the clever way to shop.

Features & benefits
^To take advantage of up to 55 days Interest Free on everyday credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed.
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0% Interest

It’s a Gem. Make it yours with 0% Interest^.

Learn more
^Extended interest free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply
  1. ^Actual interest free periods vary from promotion to promotion, check in store for details
  2. †Subject to credit limit and approval
  3. *Assumes no other purchases in the same period.
  4. Monthly repayments generated by this calculator are for extended interest free purchase(s) only, and do not take into account any other purchases or balances.
  5. This calculator assumes that you make repayments in equal instalments over the interest free period.
  6. The minimum monthly payment on your statement may be less, exact amount will be specified on your statement.
  7. If there is an outstanding balance after the interest free period ends, interest will be charged at the current annual percentage rate. Minimum financed amount applies, and interest free periods vary. See in-store for details and for term and conditions.
  8. Estimated monthly payment excludes the $99 annual fee, which is also charged on the anniversary of that first purchase every year afterwards.