Online Shopping with Gem Visa Interest Free Credit Card

Credit Card Application

Apply now for a Gem Visa

Apply now

Apply online

Apply online today and if approved you can instantly shop in store or online at participating retailers with your account number! You don’t need to wait for your card to arrive!

Apply in 4 easy steps

  • Step One

    Check you’re eligible

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  • Step Two

    Apply now – it takes less than 10 minutes

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  • Step Three

    Get a response in less than 60 seconds

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  • Step Four

    If approved shop with your account number straight away

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Apply now
  • Step 1

    Check you’re eligible

    Thumbs Up Icon
  • Step 2

    Apply now – it takes less than 10 minutes

    Computer Icon
  • Step 3

    Get a response in less than 60 seconds

    Mobile Phone Icon
  • Step 4

    Once approved shop with your account number straight away

    Shopping Cart Icon
Apply now

Apply in-store

You can easily apply for Gem Visa in-store at any of our participating retailers around Australia.

Find a store
Online Shopping with Gem Visa Interest Free Credit Card

Credit Card Application

Apply now for a Gem Visa

Apply now

Apply online

Apply online today and if approved you can instantly shop in store or online at participating retailers with your account number! You don’t need to wait for your card to arrive! You can also apply in-store at participating retailers when purchasing with a 0% Interest Payment Plan.

  • Apply Step Icon Apply Step Icon Apply Step Icon

    Check you’re eligible.

    You must be:
    - At least 18 years of age
    - Permanent resident of Australia

  • Apply Step Icon Apply Step Icon Apply Step Icon

    Apply now in less than 10 minutes.

    You'll get a response in 60 seconds.

  • Apply Step Icon Apply Step Icon Apply Step Icon

    If approved, shop straight away.

    You don't need to wait for your card, you can use your account number.

  • Gem Visa Credit Card Apply now

What you'll need to apply

  • Drivers licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Employer’s contact number

Already applied and need to submit a document?

Easily upload documents if we have requested further information from you.

Secure Document Upload
Gem Visa Interest Free Credit Card
Gem Visa

Apply now for a Gem Visa

It's quick and easy

Apply now

Apply online now for a Gem Visa credit card

Apply online today and if approved you can instantly shop in store or online at participating retailers with your account number! You don’t need to wait for your card to arrive!

  • Start shopping in a few easy steps

    Trolley Icon
  • Computer Icon

    Apply now in less than 10 minutes

  • Computer Icon

    Get a response in less than 60 seconds

  • Computer Icon

    If approved, start shopping straight away!

  • Apply now

Check you're eligible

Thumbs Up Icon

Before completing this application, you should be able to answer 'yes' to the two following questions:

1. Are you at leat 18 years of age?
2. Are you a permanent resident of Australia?

What you'll need to apply

Documents Icon
  • Drivers licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Employer’s contact number
Apply now
Gem Visa Interest Free Credit Card
Gem Visa

Apply now for a Gem Visa

It's quick and easy.

Apply now

Apply online in 3 easy steps

Apply online today and if approved you can instantly shop in store or online at participating retailers with your account number! You don’t need to wait for your card to arrive!

  • Apply step 1
    Check you’re eligible.
    You must be:
    Over 18 years old.
    A permanent resident of Australia.
  • Apply step 2
    Apply in less than 10 minutes.
    Get a response in less than 60 seconds.
  • Apply step 3
    If approved, shop
    straight away.
    You don't even need to wait for your card.
Apply now
Apply step 1
Check you’re eligible.

- Are you at least 18 years of age?
- A permanent resident of Australia?

Apply step 2
Apply in less than 10 minutes.

You'll get a response in 60 seconds.

Apply step 3
If approved, shop straight away.

You don't need to wait for your card.

Apply now

Need to submit a document?

Easily upload documents if we have requested further information from you.

Secure Document Upload