1 Approved applicants only. Conditions, fees and charges apply. 2 To receive up to 55 days interest free you must pay by the due date for the relevant statement the total of (a) the proportion of your minimum monthly payment derived from your unexpired interest free purchases, plus (b) your closing balance, less any unexpired interest free and buy now pay later purchases. See FAQs for more calculation details. 3 Terms, conditions and some exclusions apply. See the Combined Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Policy for full details including details of limits that apply to the cover. Any advice on this page has been prepared without taking into account your own financial situation, needs and objectives. You should consider if this advice is right for you and read the Combined FSG, PDS and Policy before deciding whether to purchase this product. The insurers are Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469 and Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478, both trading as GE Money.
Gem is a registered trade mark in Australia of GE Capital Finance Australia (ABN 42 008 583 588). Credit facility provided by GE Capital Finance Australia, trading as GE Money. Australian Credit Licence number 392145.