6 months interest free
Longer term interest free
|When does it apply?||On any Gem Visa credit card purchase over $250.||On promotional in-store purchases, for example if you are after a new 3D-TV you might like to take advantage of long term interest free.²|
|Where can I get these interest free terms?||Anywhere Visa is accepted.||At over 9,000 stores and healthcare providers Australia wide.|
|What interest free terms are available?||6 months interest free on any credit card purchase over $250||A range of interest free terms are available: 1 year, 2 years or more, depending on the retail promotion|
|What could I use interest free for?||Shopping, booking a flight or accommodation, concert tickets, groceries or bills.¹ Anything over $250 – anywhere, anytime, no catches.||Electrical, furniture, bedding, computers, tyres, jewellery, exercise equipment, bikes, dental, vision correction, non-surgical cosmetic and even veterinary care - almost anything you can think of!|
|How do I get interest free?||When you spend over $250 on your Gem Visa, you'll automatically receive 6 months interest free on you're credit card purchases.||New customers: Get pre-approval online and take your account number in to a participating store.
Existing customers: Simply present your card at a participating store and spend up to your available credit limit.
|How do I keep track of purchases?||You'll receive a monthly statement outlining your unexpired 6 month interest free purchases and the expiry date to help you easily manage your repayments.||You'll receive a monthly statement outlining your long term interest free purchases and the expiry date so you know how much to pay to avoid paying interest.|
|Are payments required?||Monthly payments are required||
It depends on the repayment option of your purchase. Either: