Are there any fees and charges payable on my Gem Visa account?
Gem Visa has one interest rate for purchases and cash advances, up to 55 days² interest free on purchases under $250 and a simple fee structure which includes one annual fee. See our Fees and Charges page for more details.
Do I get charged for online statements?
No. They're free and available to anyone who registers for the Online Service Centre. You can also view, save and print up to 7 years of statements and keep them for your own records. Should you choose not to register for online statements, a 50cent paper statement fee applies.
Do I have to pay a fee for withdrawing money from an ATM?
Not if you use a Westpac ATM. There is no ATM owner fee for cash withdrawals from Westpac ATMs but you will be charged owner fees from non Westpac ATMs. You'll be advised of the charge at the time of the withdrawal.