Who has provided this site
The informational pages, apply online and service Centre functions are maintained and hosted by GE Capital Finance Australia (ABN 42 008 583 588) trading as GE Money. Any information you submit at this site will be sent directly to GE Money. GE Money is the credit provider for Gem Visa.
GE Money are committed to ensuring the privacy of your personal information.
We take the privacy and security of your transactions seriously. Our site contains links to other sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the privacy practices or the content (or accuracy of content) of other web sites to which you provide your personal information. If you have any questions about this, or the content or practices of this web site, you can contact Customer Care.
Your personal information on the web
We do not collect personal information when you visit our site unless you apply for a card online or register for access to the online Service Centre. If you would like to know more about our privacy practices concerning your personal information, please refer to the Important Privacy Notices of GE Money and their related bodies.
Applying for a card online
When you apply for a Gem Visa card online, the Important Privacy Notices provide detailed information about the collection, use and disclosure of your personal information and informs you of other matters of which the Privacy Act requires us to make you aware. You should read these carefully.
Online Service Centre
When you register for access to the online Service Centre, the information collected is compared with the details we already have stored, such as your name, date of birth and Gem Visa card number, which we have previously collected from you so we can verify that you are the person seeking access to your personal information. If you do not provide the information requested, you will not be able to access the online Service Centre.
When you submit feedback or questions via email, it is very important that you do not disclose any details that could be used by others to gain access to your account. This includes private details such as your username, password or Gem Visa card number. To ensure we properly protect your privacy and for security reasons, we cannot respond to your query via email if the answer would disclose account information personal to you. You will be directed to contact us using another method if this occurs.
A cookie is a tiny element of data that a web site can send to your browser, which may then be stored on your hard drive, so you can be recognised when you return.
Web site security
We use high security levels for our online Service Centre and when you apply for a Gem Visa card online. We use security levels which are standard for internet banking and large scale e-commerce sites. You can check the security level of a web page by clicking on your internet browser's padlock or key icon.
Encryption is the standard way of protecting your information as it is transmitted between you and us. This involves converting the information into an unreadable code using a "key" (and also de-coding it using this "key"). The longer the key, the more difficult it is for others to break the encrypted code.
To access the Online Service Centre or to apply for a Gem Visa card online, your browser needs to be enabled to access these secure sites.