Gem Visa Credit Card features

Card Features

It’s a Gem. Make it yours with 0% interest

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0% Interest Payment Plans are available at thousands of retailers and service providers around Australia.

You’ll also receive an everyday credit card for things like grocery shopping or filling up the petrol tank. Enjoy 0% interest for 6 months on any Visa purchase over $250 or 0% interest for up to 55 days^ on purchases under $250 - anywhere, anytime.

Gem Visa has simple rates and fees and one easy to manage annual fee.

Use your Gem Visa with confidence.

  • CHIP technology
  • Fraud protection
  • Verified by Visa™

Give your Gem Visa another level of protection with Shopper's Protection Insurance.

  1. ^To take advantage of up to 55 days Interest Free on everyday credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed.