Gem Visa Credit Card features

Card Features

It’s a Gem. Make it yours with 0% interest

Apply now

0% Interest Payment Plans are available at thousands of retailers and service providers around Australia.

You’ll also receive an everyday credit card for things like grocery shopping or filling up the petrol tank. Enjoy 0% interest for 6 months on any Visa purchase over $250 or 0% interest for up to 55 days^ on purchases under $250 - anywhere, anytime.

Gem Visa has simple rates and fees and one easy to manage annual fee.

Use your Gem Visa with confidence.

  • CHIP technology
  • Fraud protection
  • Verified by Visa™

Give your Gem Visa another level of protection with Shopper's Protection Insurance.

  1. ^To take advantage of up to 55 days Interest Free on every day credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.