Some purchases just can’t wait. With Gem Visa they don't have to
You’ll get access to:
0% Interest Payment Plans at thousands of retailers.
0% interest for 6 months on everyday Visa purchases over $250.
0% interest for up to 55 days^ on everyday purchases under $250.
0% Interest Payment Plans
Gem Visa’s 0% Interest Payment Plans give you flexible payment options that allow you to enjoy the things you need now. Whether it’s travel, technology, fashion or more, Gem Visa puts you in charge.
You have the flexibility to make extra payments at any time to reduce your balance, and interest is only calculated on any remaining balance at the end of your 0% interest period – and is not backdated.
There are three plans available
Everyday 0% interest with Gem Visa
From travel, to shopping, or treating yourself with something amazing, you’ll receive 0% interest on any Visa purchase over $250 – anytime, anywhere.
Plus you’ll enjoy 0% interest for up to 55 days^ on every purchase under $250, all for an annual fee of $99.
It’s a gem.
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- 1. Interest applies if you do not comply with the terms and conditions.
- ^To take advantage of up to 55 days Interest Free on everyday credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed.