Shopper’s Protection insurance
designed for shopaholics.

Safe-guard your purchases with Latitude Gem Visa Shopper’s Protection

Purchase our handy cover to protect the things you buy in Australia using your Latitude Gem Visa credit card. It can give you protection from your item moving to a lower price and could protect your repayments in times of need. It’s designed for people aged 18-64.

It’s simple, there is no claims excess and all benefits are paid directly to your card.

Price Protection

Covers eligible Latitude Gem Visa purchases available at other Australian retailers at lower prices.

Coverage up to:

  • 12 months from purchase
  • $1,000 per item
  • $5,000 in any 12 months

Some purchases and lower prices are not covered. Click here for details.

Merchandise Protection

Covers your eligible Latitude Gem Visa purchases from risk of loss, theft or damage.

Coverage up to:

  • 12 months from purchase
  • $2,000 per item
  • $10,000 in any 12 months

Also if your Latitude Gem Visa card is reported stolen, we'll pay $200 under our stolen card cover.

Some purchases and situations are not covered. Click here for details.

Life, Disability, Involuntary Unemployment Cover

  • Covers the risk of your death (outstanding balance up to $20,000).
  • Covers the risk of disability that prevents you from working (outstanding balance up to $5,000 and some pre-existing medical conditions excluded).
  • Covers you from unexpected job loss (outstanding balance up to $5,000 - must be unemployed more than 90 days).

Some exclusions apply.

Life: Click here for details.
Disability: Click here for details.
Involuntary Unemployment: Click here for details.

Terms, conditions and some exclusions apply. For further details please read the combined Financial Services Guide, Product Disclosure Statement and Policy (PDS).

Product details

Monthly premium

Costs 1% of your monthly closing balance (capped at $50 per month). For example: A balance owing of $2,000 costs $20 for the month.

Cancellation of your policy

If you change your mind, you can cancel at any time and if in the first 30 days we’ll refund any premiums paid.

Ready to add Latitude Gem Visa Shopper's Protection?

Purchase protection for your Latitude Gem Visa in 2 easy steps.

Any advice on this website is general advice and may not be right for you. It does not take into account your personal objectives, financial situation or needs.

Shopper’s Protection is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469. Hallmark General and Hallmark Life are part of the Latitude group. Hallmark General is a subscriber to the General Insurance Code of Practice. Click here to access a copy of the Code. Hallmark Life is a subscriber to the Life Insurance Code of Practice. Click here to access a copy of the Code.