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Your health first,
pay later.
Helping you access healthcare now, with Latitude Interest Free.
Medical
Optical
Hearing
Cosmetic
Pharmacy
Wellness
Dental
Vet & Pet
Product Benefits
Your health should never have to suffer. Latitude Interest Free unlocks access to health treatments when you need them: for you, your family or your pet.
Interest Free payment plans available up to 24 months
No deposit required today, pay it off early without penalty
Access hundreds of healthcare providers & services
How it works
Latitude interest free payment plans explained
Equal Monthly
“Keep it simple and pay the same amount every month”
With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.
Minimum Monthly
“Pay minimum monthly payments, but chip in extra where I can”
You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.
How to get started with Latitude Interest Free
Don't have an interest free card?
Apply now for Latitude Gem Visa
How to apply
- Apply online in 10 minutes
- Once approved, simply activate your card online using the Latitude app
Have one of these cards?
How to shop interest free
- For online purchases simply enter your card or account number during the checkout process
- Or visit your nearest store and present your card at checkout
Rates & Fees
0
%
p.a.
for 6 months on everyday purchases $250 and over
0
%
p.a.
on Interest Free Payment Plans
0
%
p.a.
up to 55 days interest free1 on everyday purchases
23.95
%
p.a.
interest rate on everyday purchases
$9.95
monthly account service fee (subject to change)
Important information
Visa and the Visa brand are registered trademarks of Visa International.
1To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.
® Registered to BPAY Pty Ltd ABN 69 079 137 518