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Gem Visa Card

Holiday shopping.
Your way. Interest Free.

Enjoy the flexibility of a long term Interest Free payment plan with a Latitude Gem Visa credit card.

Approved customers only. T&Cs, fees and charges apply.

Latitude interest free payment plans explained

Equal Monthly
Keep it simple and pay the same amount every month
With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.
Minimum Monthly
Pay minimum monthly payments, but chip in extra where I can
You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.
Pay when it suits me
You don’t need to make any payments during the promotional period. However, you can make payments at any time. Plans start from 3 months.

How it works

  • For new customersNew Cardholder
  • For existing card holdersExisting Cardholder

Hello and welcome! If you are signing up to a long-term, interest free offer at one of our retail partners, they will set up your Latitude Gem Visa at the point of purchase*. We’ll then send your physical Latitude Gem Visa card by mail, so you can use it as an everyday credit card and get to access more of our great long-term, interest free deals. Now that’s what we like.

*If approved.

For longer interest free terms, present your Latitude Gem Visa or your driver’s licence at any participating store. The sales person will advise you which interest free promotions are currently available. You can then purchase up to your available credit limit.

Important information

*Extended Interest Free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.