Let’s find you a long-term interest free plan with your Latitude Gem Visa

With hundreds of retail partners which include JB Hi-Fi, Apple & The Good Guys; let’s get us what we like.

Apply now

Let’s get the right 0% interest plan just for you

Your card, your needs. So let’s get right to it with our flexible range of interest free plans:

0% interest!

"I want to pay minimum monthly payments, but add extra where I can"

Minimum monthly payments required
Never pay a cent of interest on your purchase, provided you pay the balance on time and in full before the end of the plan
Long term interest free plans start from 6 months, up to 60 months*

Flexible payment periods

"I want to keep it simple and pay the same amount every month"

Equal monthly payments
Never pay a cent of interest on your purchase, provided you make all your monthly payments on time and in full
Plans vary and are available at selected retailers during promotional periods

Buy now, pay later

"I want to pay when it
suits me"

Pay what you want, when you want
No payments required during the promotional period
Never pay a cent of interest on your purchase, provided you pay the balance on time and in full before the end of the plan
Plans may start from 3 months

How it works

For new customers
For existing card holders

Hello and welcome! If you are signing up to a long-term, interest free offer at one of our retail partners, they will set up your Latitude Gem Visa at the point of purchase^*. We’ll then send your physical Latitude Gem Visa card by mail, so you can use it as an everyday credit card and get to access more of our great long-term, interest free deals. Now that’s what we like.

^*If approved.

For longer interest free terms, present your Latitude Gem Visa or your driver’s licence at any participating store. The sales person will advise you which interest free promotions are currently available. You can then purchase up to your available credit limit.