Gem Visa using your card

Using Your Credit Card

Everything you need to know about using your Gem Visa

Gem Visa using your card

Shop Interest Free

Choose from thousands of retailer outlets nationally to meet your needs

View current offers

Learn how to make the most of your Gem Visa everyday credit card.

Access to 12, 18 or 24 months 0% Interest Payment Plans throughout the year at participating stores.2

Find a participating store near you and start shopping with 0% interest today.

View the full list of retail partners by state or category and shop with 0% interest Payment Plans.

  1. Extended interest free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.